As many of you know, I’ve been married 24 years and have two wonderful kids. Well, not really kids anymore. My daughter’s 23 and pretty much a teacher and my son’s 22 and attending University on a hockey scholarship. And why am I telling you this…? Because I just read a great message from Jeff [...]
Condo sales pitch: We’ll pay your mortgage Here’s a sales pitch that not too many homebuyers ever hear: purchase a pre-sale condo, and the developer will cover your mortgage payments for the first two years. You read that right–principal, interest, and all. That’s exactly what the Censorio Group is doing. READ FULL ARTICLE HERE, but remember, [...]
I was fortunate enough to meet Dan Kennedy back in the early 90′s. I was attending a Zig Ziglar event in Vancouver and Dan Kennedy was on the undercard. To be brutally honest, like most event goers that day, I’d never even heard of Dan Kennedy. I knew from the moment he took the stage, [...]
As a Vancouver mortgage broker, I’ve made it my practice to get the best price I can. I strive for fairness – that’s why I was so disappointed when my cellular phone provider Fido took so long to show me that they appreciated my business. Here’s what happened: Over a cup of coffee my wife [...]
With the price of homes in and around Vancouver, it’s not unusual for first time home buyers to reach out to family members for help. This help often comes by way of a gift letter towards the down payment. The process of receiving the gift isn’t complicated, but it does require a paper trail and [...]
Tony Spagnuolo, president of BCRealestateLawyer.com, talks HST (Harmonized Sales Tax) as it relates to purchasing real estate in Vancouver. Mark Fidgett is a Vancouver mortgage broker and the driver behind www.NotaPennyDown.com Your Vancouver Mortgage Broker For Life 604-273-2002 www.notapennydown.com P.S. Who’s the next person you know who wants to save thousands off their mortgage? Be [...]
A B.C. couple says they were tricked into buying an unlivable house. Great article by the CBC. You must watch this video. You may have already noticed that this is one of reasons I ALWAYS recommend that buyer’s have their own independent realtor representation. A realtor, aka Pit Bull, who treats your money like it’s [...]
1. Have you explored all your options? Once you receive your mortgage renewal statement, there’s nothing easier than simply signing on for another term. DON’T DO IT! This is the number 1 reason I’m referred to so many clients. Unlike the bank, I offer you the BEST rates at renewal. I’ve never understood why banks [...]
2013
Homeowners don’t think they’ll be mortgage-free until they’re 57: CIBC survey
I was reading the results of a CIBC mortgage study that found that the average Canadian homeowner doesn’t think they’ll be mortgage free until they’re 57. Then I scrolled down and read the following comment. Picked up my first & only house in YYC back in spring of 2005 when I was 31. I [...]
In Canada, your credit score plays a paramount role in your financial well being. It’s an up-to-date rating of your financial health. It shows lenders the level of risk you pose if they decide to lend you money. Your credit influences everything from your mortgage interest rate when buying a home, to the type of [...]
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As many of you know, I’ve been married 24 years and have two wonderful kids. Well, not really kids anymore. My daughter’s 23 and pretty much a teacher and my son’s 22 and attending University on a hockey scholarship. And why am I telling you this…? Because I just read a great message from Jeff [...]
Condo sales pitch: We’ll pay your mortgageCondo sales pitch: We’ll pay your mortgage Here’s a sales pitch that not too many homebuyers ever hear: purchase a pre-sale condo, and the developer will cover your mortgage payments for the first two years. You read that right–principal, interest, and all. That’s exactly what the Censorio Group is doing. READ FULL ARTICLE HERE, but remember, [...]
Are You Making This Same Money-Losing Choice?I was fortunate enough to meet Dan Kennedy back in the early 90′s. I was attending a Zig Ziglar event in Vancouver and Dan Kennedy was on the undercard. To be brutally honest, like most event goers that day, I’d never even heard of Dan Kennedy. I knew from the moment he took the stage, [...]
