Archive for September, 2011

I’m often asked, What does Bank of Canada qualifying rate really mean? Who does the Bank of Canada qualifying rate affect as it relates to mortgages? As far as mortgages go, this best relates to High Ratio mortgages. Those are purchases that are made with less than 20% down payment or refinances that are done […]

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Score One For Good Communication! When it comes to mortgages, this story often reminds me of why we’re referred to so many family, friends and co-workers –   During his early years as a coach at the University of Kentucky, Rick Pitino, now a motivational speaker, traveled to the home of a high school basketball […]

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How much can I afford? What’s my mortgage payment? What does my income need to be to buy this house? How much can I save with these lower rates? You like me appreciate receiving the answer to these questions without having to pick up the phone and call a bank or mortgage broker. Our clients […]

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