Archive for January, 2012

Why should you trust my skills as a mortgage consultant, negotiator and organizer of the transactional details? Some people think that all Vancouver mortgage companies are alike. Money is money, so what’s the difference? The difference is great service! So, what does great service really mean? It means we make the mortgage application process as […]

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The interesting thing about mortgage debt, nobody talks about it. You talk about the house, the kids and work, but rarely do you hear people talk about their mortgage. Our new i-Care Program is revolutionizing the way we treat debt. Let’s face it, banks love debt, it’s how they make money.   What if there […]

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If you’re a seller or a real estate agent in Vancouver, you’re probably loving these overpriced bungalows and million-dollar crack shacks. But, if you’re a buyer, well let’s just say, that’s another story. Many have been pushed out of the market due to foreign ownership. “Real Estate Board of Greater Vancouver, last year the average […]

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When homes near you come on the market and sell quickly, it’s tempting to wonder how the new buyers were able to purchase that home and qualify for the mortgage, especially in Vancouver Were they lucky? Did their parents lend them the down payment? Did the ball simply roll their way? Some people believe that […]

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Many of you have probably been hearing about the latest dip in mortgage interest rates. Let me start by explaining, what a No Frills Low Mortgage Rate really is? You’re probably asking yourself, what the heck is a No Frills Mortgage Rate anyway. Nobody said anything about “No Frills”. The interesting part about the news, […]

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Have you ever heard of a consumer proposal? My client called me two weeks ago and she was ecstatic. She was so grateful that we’d referred her to Sands & Associates. In fact, after she told me her story, I was excited. I was also amazed with the results of the debt settlement. Instead of […]

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Most know that mortgage refinancing is when you take an existing home mortgage, break it, and typically replace it with another mortgage having different terms and conditions. We all want smart refinancing tips, but what about a refinancing Secret that can be used in Canada. A mortgage refinancing Secret that forced CRA to send an […]

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