Archive for April, 2013

With the price of homes in and around Vancouver, it’s not unusual for first time home buyers to reach out to family members for help. This help often comes by way of a gift letter towards the down payment. The process of receiving the gift isn’t complicated, but it does require a paper trail and […]

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Tony Spagnuolo, president of BCRealestateLawyer.com, talks HST (Harmonized Sales Tax) as it relates to purchasing real estate in Vancouver. Mark Fidgett is a Vancouver mortgage broker and the driver behind www.NotaPennyDown.com Your Vancouver Mortgage Broker For Life 604-273-2002 www.notapennydown.com P.S. Who’s the next person you know who wants to save thousands off their mortgage? Be […]

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A B.C. couple says they were tricked into buying an unlivable house. Great article by the CBC. You must watch this video. You may have already noticed that this is one of reasons I ALWAYS recommend that buyer’s have their own independent realtor representation. A realtor, aka Pit Bull, who treats your money like it’s […]

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1. Have you explored all your options? Once you receive your mortgage renewal statement, there’s nothing easier than simply signing on for another term. DON’T DO IT! This is the number 1 reason I’m referred to so many clients. Unlike the bank, I offer you the BEST rates at renewal. I’ve never understood why banks […]

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I was reading the results of a CIBC mortgage study that found that the average Canadian homeowner doesn’t think they’ll be mortgage free until they’re 57. Then I scrolled down and read the following comment.   Picked up my first & only house in YYC back in spring of 2005 when I was 31. I […]

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