Archive for August, 2013

Offer and Acceptance An offer is made when a potential buyer presents a purchase contract to a seller. If the seller signs the purchase contract without alteration and communicates his or her acceptance to the buyer in the manner stipulated and within the time limited for acceptance, the offer is accepted. Any alteration to the […]

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When buying or selling a home in Vancouver, many rely on the property disclosure statement to highlight any known problems or defects to prospective buyers. It’s not only a key component of the transaction, but lenders require it too. The forms have become mandatory when buying or selling real estate, but hundreds of Canadians have […]

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I’m often asked, ‘How much can we afford’. Most experts will simply take your gross income, then multiply it by the allowable debt servicing ratios and presto, that’s your magic affordability index. It’s purely based on a mathematical equation. Instead, I highly recommend this… For one month, track EVERYTHING you spend.   At the end […]

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