Comments for www.NotaPennyDown.com/blog

Comment on We Don’t Lend To Ninja’s But We Do Lend Zero Down – Canada by Bank of Canada Qualifying Rate Drops to 5.19% Vancouver | www.NotaPennyDown.com/blog

Mon, 26 Sep 2011 16:31:45 +0000

[...] To find out more about how the Zero Down Program works, you may click here [...]

Comment on Why You Don’t Want A Collateral Mortgage – Vancouver by admin

admin — Sat, 23 Jul 2011 02:07:54 +0000

Thanks Peter, it’s all about exposing the REAL truth…

Comment on Why You Don’t Want A Collateral Mortgage – Vancouver by Peter Remillong

Peter Remillong — Sat, 23 Jul 2011 01:36:13 +0000

Thanks Mark, great article. I’ve had clients faced with similar issues and am happy to hear your comments on this. You obviously care care about getting the best results for your clients. Much appreciated,
Peter

Comment on Your banker’s 6 dirty secrets by Don’t be afraid to leave your bank for a better rate – Vancouver | www.NotaPennyDown.com/blog

Mon, 27 Jun 2011 17:47:39 +0000

[...] You may also be interested in reading “Your Banks 6 Dirty Secrets” [...]

Comment on How To Pay Off Your Mortgage Faster – Vancouver Mortgage Broker Mark Fidgett by admin

admin — Sun, 12 Jun 2011 17:24:34 +0000

Hi Martin, personally I have always liked variables. That being said, it really depends on your comfort zone. You may want us to take care of it for you. PS – You may be surprised to know that you get my expertise and it doesn’t cost you a cent. Hate when I hear horror stories from new clients that either tried to go it alone or with someone they thought had their best interest at heart.

Comment on How To Pay Off Your Mortgage Faster – Vancouver Mortgage Broker Mark Fidgett by Martin Prevost

Martin Prevost — Sun, 12 Jun 2011 16:53:17 +0000

Hi Mark,

I’m about to renew my morgage soon. I’m curently on a fix morgage of 5 years at 5.36% per month. I’m thinking to go on a variable rate arround 2.6% for 5 years. Am I doing a good decision or should i go to a 5-7 years fixed rate arround 4%?

thank you for your tme
Martin

Comment on Equifax’s Dirty Little Secret – Vancouver by admin

admin — Sat, 11 Jun 2011 14:35:52 +0000

Hi Alain, thanks for the comment. This is what happens when you get such a large entity that, as I see it, isn’t regulated. Personally, when I’ve paid the $23.95, I expected to receive the same score that all lenders are using. So from that perspective, definitely feel I was misrepresented. Knowledge is Power, so hopefully this post gives people a clear insight into what they are actually getting.

Comment on Zero Down Mortgage with Vancouver Mortgage Broker Mark Fidgett by admin

admin — Sat, 11 Jun 2011 14:31:30 +0000

Hi Helmut & Marilyn, I would have to see the whole picture before I can properly answer that question. I would definately want to pay down that $30k cc debt. Also depends how much difference there is between your current rent and potential mortgage payment. Feel free to contact me

Comment on Equifax’s Dirty Little Secret – Vancouver by Alain Rj Chateauneuf

Alain Rj Chateauneuf — Sat, 11 Jun 2011 04:49:27 +0000

Hi Mark,

Would you classify this practice as misrepresentation?
Are they not regulated as Realtor are to provide full
diclosure to the paying consumer? Are they not required
to disclose dual agency to both parties if they if they are
acting for both lenders and borrowers?

I would love your comments,

Cheers,

Alain RJ Chateauneuf
ANSON REALTY LTD
3378 CAMBIE STREET
VANCOUVER, BC
V5Z2W5
604-657-8212 CELL
604-876-9222 OFF
604-876-9225 FAX
alainchat@hotmail.com

Comment on Zero Down Mortgage with Vancouver Mortgage Broker Mark Fidgett by Helmut & Marilyn

Helmut & Marilyn — Sat, 23 Apr 2011 16:08:32 +0000

Hello Mark, We just saw your web page and felt a need to seek your advice. We would like to get back into the housing market and we have no downpayment and we have aproximately 30,000. in credit card dept, we need a vehicle and also have a small loan on a car our son drives. Our credit score is really good. What options are available to us if any. Over the last 6 years we have been preapproved 3 times for a mortgage. Never found anything we liked. Look forward to hearing from you. Thank you Marilyn and Helmut