As seen in the Globe and Mail My husband and I are pretty competitive, always trying to one-up each other. It was to my chagrin, therefore, when I learned that although my credit score is excellent, his is better. I have never missed a bill payment, never carried a balance, so what could be holding [...]

My good friend Dean Jackson once told me this, having listings will NOT make you a more successful real estate agent….only SOLD listings count. Second, getting “famous” in a farm area does not equal getting “Rich” as a listing agent. Here’s the evolution that most agents go through to some extent throughout their career. As [...]

Rental offset is the percentage of rental income a borrower receives that the lender is willing to use to qualify him/her for a mortgage.  Specifically, the use of 80% rental offset will be eliminated on April 19, 2010.  It will be replaced with a 50% add-back calculation.  This will have a significant impact on how much [...]