I remember years ago when I actually clued in to how much money our family was wasting. This article in the Globe & Mail is soooo true. Save yourself thousands – Robin Schade, a 25-year-old student and business owner from Calgary, used to pay $122 a month in bank fees and unnecessary insurance. She paid [...]
The kitchen is the heart of the home, and it’s the most highly valued room by buyers, so you want to make it show its best. Here are some tips to create a captivating kitchen: You can cut down on visual clutter by removing items you normally store on the counter. This will help your [...]
That’s the question on every homeowners mind. There are two key survival strategies. The first is to think long term, have a plan and stick to it. History shows that this plan of action can pay off. The second tactic is to outperform the market. This means ensuring your property increases in value at a [...]
As you may or may not know, you have one chance to appeal your BC Property Assessment. The deadline was midnight January 31, 2011 There are two opinions to the new higher assessments. One side doesn’t mind the higher prices, because they feel it means their home is worth more. Then there’s the side that [...]
Although this changed at the end of 2009, I’ve had several question so I’ll revisit it below Re: Amendments to the Strata Property Act Concerning Rentals Announcement There has been a shortage of rental units for years in British Columbia. In order to address this, the Provincial Government recently passed legislation dealing with the rental [...]
What most DON’T know about High Ratio Insurance Vancouver Mortgage Broker Mark Fidgett explains High Ratio Mortgages Banks and financial institutions are not allowed to lend against real estate mortgages unless the down payment is at least 20% of the value of the property. In order to achieve a higher level of financing, lenders need [...]
1. Have you explored all your options? Once you receive your mortgage renewal statement, there’s nothing easier than simply signing on for another term. DON’T DO IT! This is the number 1 reason I’m referred to so many clients. Unlike the bank, I offer you the BEST renewal rates possible. I’ve never understood why banks [...]
