Top Blog Posts
Jun2011
Another Bank Dirty Little Secret – Vancouver

Welcome back Mark Fidgett here for www.notapennydown.com Just got off the phone with a VERY distressed home owner. Imagine losing your job, just as your mortgage is about to come up for renewal. Talk about bad timing! I’m going to share with you exactly what I told my client. I’ve got a secret to tell [...]

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Feb2011
When You Shouldn’t Apply For Credit – Vancouver

If your credit is less than stellar, applying today may actually make your credit worse. Don’t get me wrong, I’m not saying don’t apply. I’m saying, don’t apply yet. Do you suspect there may be an issue with your credit, if so, you’re better off pulling your bureau yourself. Your score will not be harmed [...]

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Feb2011
Using your mortgage to lower your debt… Vancouver

You like me are probably looking at your T4 slip from last year or maybe even your most recent pay stub and asking yourself, where the heck does it all go? Sure, you wish there were a few more zeros on there, but it’s the vanishing act that’s the killer. Tax time is the worst, you can see [...]

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Feb2011
What Does Personal Training Have to Do With Mortgages?

Those of you who know me, know that athletics and fitness has always been a big part of my life. I was at the gym this morning with my wife and we were both observing one of the personal trainers with their client. Watching him train his client with obvious poor technique, made me think [...]

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Jan2011
Discrimination in Vancouver

In·di·an Giv·er n. (ca. 1848):  A Federal Government which gives something to another and then takes it back. Wow, that sounds familiar, huh. I guess All the HUGE FINANCIAL brain power that went in to extending amortizations to 40 years, was for not. Latest word on the street has the Feds once again monkeying around [...]

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Dec2010
Happy Middle Of The Holidays! – Vancouver

I was at a Christmas party the other day and I couldn’t help but overhear a conversation taking place about business. My eyes lit up. Right up my alley, in fact, I even made a point of edging as close as I could without looking like a stalker. lol I heard one gentleman say – [...]

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Dec2010
How To Make 2011 Your Best Year Yet – Vancouver

You like me, have probably heard of Robin Sharma. In fact, you may have read some of his books. If you haven’t, you should. Easy reading, short to the point chapters & GREAT advice! More importantly, earlier I shared his 60 TIPS FOR A STUNNINGLY GREAT LIFE I invite you to follow along as I [...]

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Sep2010
7 Steps to 720 Credit Score

This week I’ve got a special Interview with my friend Philip Tirone. Phil is an expert on helping people get to a 720 credit score. In fact, he wrote “7 Steps to a 720 Credit Score” Want to Learn How to Build Credit? Watch my TWO Part Video below (Had to break it into 2) [...]

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Feb2010
High Ratio Insurance explained by Vancouver Mortgage Broker Mark Fidgett

What most DON’T know about High Ratio Insurance Vancouver Mortgage Broker Mark Fidgett explains High Ratio Mortgages Banks and financial institutions are not allowed to lend against real estate mortgages unless the down payment is at least 20% of the value of the property.  In order to achieve a higher level of financing, lenders need [...]

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