You’re probably curious why Seatle homeowners can deduct their mortgage interest to reduce their tax bills, but Canadian homeowner across the border in Vancouver cannot make their mortgage tax deductible? You may be surprised to hear that you can make all of your mortgage interest tax deductible in Canada! The wealthy people in this country [...]
The kitchen is the heart of the home, and it’s the most highly valued room by buyers, so you want to make it show its best. Here are some tips to create a captivating kitchen: You can cut down on visual clutter by removing items you normally store on the counter. This will help your [...]
That’s the question on every homeowners mind. There are two key survival strategies. The first is to think long term, have a plan and stick to it. History shows that this plan of action can pay off. The second tactic is to outperform the market. This means ensuring your property increases in value at a [...]
If your credit is less than stellar, applying today may actually make your credit worse. Don’t get me wrong, I’m not saying don’t apply. I’m saying, don’t apply yet. Do you suspect there may be an issue with your credit, if so, you’re better off pulling your bureau yourself. Your score will not be harmed [...]
OUTSIDE: Trim all shrubs. Pull all weeds. Flowers planted. Leaves raked. Water lawn to keep green. Pick up and discard or store all implements, materials and debris that are not part of the lawn decor. All windows washed. Garage should be swept, neat and tidy. During the winter, all walks and drives should be shoveled [...]
You like me are probably looking at your T4 slip from last year or maybe even your most recent pay stub and asking yourself, where the heck does it all go? Sure, you wish there were a few more zeros on there, but it’s the vanishing act that’s the killer. Tax time is the worst, you can see [...]
Why do I need cash now when I’m buying with Zero Down? Why do I need cash now when I’m getting cash back at closing? Why do I need cash now when my family is gifting me money at closing? These are all fair questions, but ones that only consider the closing date and not [...]
As you may or may not know, you have one chance to appeal your BC Property Assessment. The deadline was midnight January 31, 2011 There are two opinions to the new higher assessments. One side doesn’t mind the higher prices, because they feel it means their home is worth more. Then there’s the side that [...]
Today, the Government announced three changes to the standards governing government-backed insured mortgages. aka – High Ratio Mortgages (Less than 20% down) 1) MAXIMUM AMORTIZATION PERIOD TO 30 YEARS The Amortization is the time it takes to pay off your entire mortgage. Not to be confused with the term of your mortgage. Typical mortgages in [...]
Money is the BIGGEST cause of stress in all areas of our lives! I thought it was time to do something about it! Please join me each week as I share Simple, Clear Tips on how to DETOX YOUR FINANCES and change your relationship with money FOREVER. Financial Detox Tip Week #1 Expenses expand to [...]
