Mortgage financing is complex – too complex to trust it to what you can find in the “cloud.” Statistically speaking, each mortgage process involves upwards of 43 people, 100 to 150 phone calls, and reams of paper. If you or someone you know is trying to save money by looking to the Internet for mortgage [...]
While reading one of Robin Sharma’s older posts this morning, it really reminded me that Leaders are at their absolute best during messy cycles versus during the easy ones. And messy cycles bring with them gorgeous opportunities. Here are 50 powerful rules to amp up your game so this business cycle is one of your [...]
A Job Description For Moms Mom, Mama, Mother, Mommy Job Description: Long-term team players needed for challenging permanent work in an often chaotic environment. Candidates must possess excellent communication and organizational skills and be willing to work variable hours, which will include evenings, weekends and frequent 24-hour shifts on call. Some overnight travel required, including [...]
The kitchen is the heart of the home, and it’s the most highly valued room by buyers, so you want to make it show its best. Here are some tips to create a captivating kitchen: You can cut down on visual clutter by removing items you normally store on the counter. This will help your [...]
As you may or may not know, the mortgage landscape is changing. But what you might not know is, something else has quietly been changing on the Mortgage front. In a nutshell, the BIG 5 Banks can now see what you see when you pull your own credit report. If one of the BIG 5 [...]
Most people think only of investing money they already have in the bank. Home owners don’t realize that their biggest investment, their home, can be an asset that creates a great monthly income. Second Mortgage investing is an easy investment to make – they require little baby-sitting or watching. Money is paid regularly and the [...]
As seen in the Globe and Mail My husband and I are pretty competitive, always trying to one-up each other. It was to my chagrin, therefore, when I learned that although my credit score is excellent, his is better. I have never missed a bill payment, never carried a balance, so what could be holding [...]
My good friend Dean Jackson once told me this, having listings will NOT make you a more successful real estate agent….only SOLD listings count. Second, getting “famous” in a farm area does not equal getting “Rich” as a listing agent. Here’s the evolution that most agents go through to some extent throughout their career. As [...]
I belong to an international organization of real estate and lending professionals that teaches us how to become a consultant for life vs. a salesperson for the transaction. The most important part of becoming a consultant for life is having a mindset that focuses on the client’s best interests – a mindset that values service [...]
Rental offset is the percentage of rental income a borrower receives that the lender is willing to use to qualify him/her for a mortgage. Specifically, the use of 80% rental offset will be eliminated on April 19, 2010. It will be replaced with a 50% add-back calculation. This will have a significant impact on how much [...]
