How much can I afford? What’s my mortgage payment? What does my income need to be to buy this house? How much can I save with these lower rates? You like me appreciate receiving the answer to these questions without having to pick up the phone and call a bank or mortgage broker. Our clients [...]
Here’s a quick note to let you know how you and I can help anyone you feel comfortable introducing me to. When I got a call from, Francoe, the son of an old client, he told me that he was shopping around for a mortgage, and he was comparing rates. I explained that there is [...]
You may want to think twice about your divorce after Canada’s top court ruled Thursday that a discharge from bankruptcy destroys the right to enforce a claim for equalization of property in some cases. Unless you live in BC… As seen in the Financial Post: When dividing up family property, if one spouse owes the [...]
If you’re happy paying the banks more than you have to, STOP reading right here. BUT, if you’re tired of being hoodwinked, read on – For fun, I just called up the bank and asked them what their best 5 year rate was. Guess what they said… Well, our posted rate is 5.39%, but if [...]
The kitchen is the heart of the home, and it’s the most highly valued room by buyers, so you want to make it show its best. Here are some tips to create a captivating kitchen: You can cut down on visual clutter by removing items you normally store on the counter. This will help your [...]
Those of you who know me, know that athletics and fitness has always been a big part of my life. I was at the gym this morning with my wife and we were both observing one of the personal trainers with their client. Watching him train his client with obvious poor technique, made me think [...]
In·di·an Giv·er n. (ca. 1848): A Federal Government which gives something to another and then takes it back. Wow, that sounds familiar, huh. I guess All the HUGE FINANCIAL brain power that went in to extending amortizations to 40 years, was for not. Latest word on the street has the Feds once again monkeying around [...]
The story goes that a little girl was watching her mom prepare the holiday ham. As she watched, she wondered why her mother cut off both ends of the ham before putting it in the pot, so she asked. Stumped, the mother realized that she didn’t know. She replied, “I’m not sure, sweetie. I’m just [...]
What is the ‘Buyer Protection Plan‘ Imagine If The The Home You Wanted To Buy Came With A 5% Price Guarantee… If The Market Drops Up To 5% in 1 Year – You Get A 5% Refund. Are you concerned about buying a house in today’s market only to see the market and consequently your [...]
Just a quick note to let you know how I can help you or someone you know handle their finances a little better. I was at lunch last week with a friend of mine and he told me that he wanted to buy a minivan for his family that cost $31,400 and the payment would [...]
