I remember years ago when I actually clued in to how much money our family was wasting. This article in the Globe & Mail is soooo true. Save yourself thousands – Robin Schade, a 25-year-old student and business owner from Calgary, used to pay $122 a month in bank fees and unnecessary insurance. She paid [...]
The kitchen is the heart of the home, and it’s the most highly valued room by buyers, so you want to make it show its best. Here are some tips to create a captivating kitchen: You can cut down on visual clutter by removing items you normally store on the counter. This will help your [...]
Those of you who know me, know that athletics and fitness has always been a big part of my life. I was at the gym this morning with my wife and we were both observing one of the personal trainers with their client. Watching him train his client with obvious poor technique, made me think [...]
What are my options as a first time BC Home Buyer? If it’s your FIRST principle residence and you’re buying for $425,000 or LESS, you can claim an exemption from paying the Property Transfer Tax. That’s a pretty significant savings when you consider property transfer taxes are calcualated as follows: 1% of the first $200,000 [...]
What most DON’T know about High Ratio Insurance Vancouver Mortgage Broker Mark Fidgett explains High Ratio Mortgages Banks and financial institutions are not allowed to lend against real estate mortgages unless the down payment is at least 20% of the value of the property. In order to achieve a higher level of financing, lenders need [...]
