How many times have you heard so-called experts preach this sort of thing?

Stop using credit, they recommend.

Just cut up your cards and adopt a cash-only policy, they say.

Well, this is terrible advice!

Don’t get me wrong, I believe in trying to be debt free.

But the truth is that if you don’t establish solid credit, you will end up throwing away money each and every month.

You may also be surprised to know, canceling your credit card can actually lower your credit score.

Most of the so-called “experts” are only guessing when they dole out advice.

After all, the credit bureaus and banks have intentionally kept people in the dark about credit scoring.

As witnessed here in my most recent recorded phone conversation.

Did you know…

Every time you transfer a credit card balance to get a lower interest rate…
Every time you respond to a pre-approved credit card offer…
Every time you get a credit card that does not report the proper information to the credit bureaus (which happens 46% of the time)…
And every time an error pops on your credit report…

…Your credit score drops AND you will likely pay a higher interest rate on all of your loans?

Has your bank or credit card company ever mentioned any of that to you?

Of course not…

I can tell you one thing for sure: Having strong credit is essential in today’s world.

And I can show you how to get there.

604-273-2002 or on the web

at www.notapennydown.com

As usual, make it a great day and we’ll talk to you soon.

Mark Fidgett, Your Vancouver Mortgage Broker For Life

www.notapennydown.com

604-273-2002

P.S. Who’s the next person you know who needs Help with their Stuff?
Be sure to give me a call so we can help them get on that path!